NG DIRECT, FDIC insured bank offering one of the highest savings rates with no fees and no minimums. ING Direct also provides competitive Certificate of Deposits with no minimum deposit, 5/1 ARM Mortgages, Home Equity Loans and Mutual Funds.
Question : Does anyone use ING direct? What are the advantages of it? What is bad about it?
I'm curious about joining ING direct. I want to save some money. However, Im not sure how ING direct works. What are the bad things about ING direc? Would you recommend someone to use ING direct? If not why?Once i deposit my money with ING direct, How easy will it be for me to access my money?My main fear is that i put my money with them and then lose it forever. Please , any tips, info or advices or warnings are welcome.
- asked by english_student2006
All Answers: Answer #1ING is a well known, well established financial services company. The only positive about it, isthe interest rates they give. Basically, the wayit works is this...you open an account with themand you fund it by doing a funds transfer from abank account. It takes 2-3 days for the money toshow in your account with them and takes about thesame amount of time to get your money back fromthat account. If convenience is important, thenthis account is not good. ING does not have anATM where you could just go grab your money out. Doesn't work like that. - answered by ruca80
Answer #2 I've used it for a long time, and it's been great. Make sure you get a referral when you sign up andyou get a free $25 bucks. I would let peopleemail me for a code, but I think it might beconsidered spam so don't do that. - answered by thugmcbeef
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