Question : Why is Equifax credit score the most important?
Everytime i see anything about credit scores, they involve first equifax, like the others dont matter. Why is equifax so important than the others, i have a lower equifax score than the other 2 bureaus, why is that? is equifax more inportant than the other?
- asked by sweet_jemise
All Answers: Answer #1Each of the three credit bureaus – Equifax, Experian, and TransUnion – are equallyimportant. My guess is that Equifax is alwayslisted first, since it comes firstalphabetically.As for the lower Equifax score, itcould be a number of things. However, what I cansay is that Equifax is reporting somethingnegative that is missing from your Experian andTransUnion reports...or...Experian and TransUnionare reporting something positive that is missingfrom your Equifax report.My initial recommendationwould be to - compare the reports side-by-side tosee whether there are any differences in thenumber of creditors and/or payment history. Unfortunately, I'm not able to tell you anythingmore without seeing the reports firsthand. Hopethis helps,-Ted
- answered by tsisul
Answer #2
Equifax offers you your FICO score, the others donot. 90% of lenders go by your FICO score. FICOcould be lower, because it is a more accurate viewof what you got. My TU is always the highest, myexperian alwasy the lowest and my EQ is always inthe middle.
- answered by JUSTFORFUN
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