Geico Insurance

Both of these insurance companies have significantly lower rates than what I currently pay at American Family, but by switching am I going to get discount service as well?I am a 25 year old male with two accidents and one speeding ticket in the past five years. Currently pay around close to $1000/6mo at AmFam, both Geico and Progressive are close to $500/6mo.I drive a 2000 Ford Focus sedan, and live in North Dakota. esurance does not have coverage in North Dakota.
- asked by peter k

Answer #1
I would go with esurance.com they were $200cheaper every 6 months than Geico for me.
- answered by ncblkgy

Answer #2
15 minutes could save your 15 percent
- answered by sportscollectables

Answer #3
Have you looked into essurance? I found it to besignificantly lower and I like them a lot
- answered by katie d

Answer #4
I think the best thing to do is compare abouttheir services, rates, policies and other thingsthat related to car insurance. You can try to usetheir site, try to visit this one
http://www.nightbirdssolutions.com for yourreference. Goodluck
- answered by provider



Answer #5
i would love to know what you are driving becausei am paying $700/6mo on a 04 nissan sentra and iam 38yr female with a clean record....am goingthrough progressive...lemme tell you these guysare great...you should get a discount if you areup for renewal and have no lapse in coverage....igot my car stuck and called my ins agent andapparently i was paying for roadside assistance(like $3 a month on my premium)...so i called themand a tow truck came in like 30 min and got my carunstuck all at no charge to me....yeah i likeprogressive
- answered by cookiesmom

Answer #6
I use progressive and they are great!! i only pay$38 per month!!
- answered by steven60516

Answer #7
I dont have any personal experience w/ geico, butI have to say I haven't heard the best thingsabout them either. I have progressive, and I'vebeen w/ them for years. They are pretty fair andI've never had a problem w/ customer service. Justmake sure that the quotes that you received werecomparable in coverages, and that that's not thereason they are so much lower.
- answered by ME

Answer #8
If you're sure you're comparing apples to apples,and have the same coverage from both companies,choose whichever you prefer.As a personal choice,I have Progressive and get wonderful service fromthem.
- answered by oklatom

Answer #9
I've had both and would definitely recommendProgressive. I had a minor fender bender a fewweeks ago and they handled it flawlessly. Theaccident happened on Monday, my car was fixed byThursday with no out of pocket deductible. Aclaims rep was in contact with me everyday withupdates. Plus they are lower priced than anyother insurance company in the area.
- answered by Ted R

Answer #10
I work for an insurance company in NC and if I hadto choose between the two companies, I would gowith Progressive versus GEICO. GEICO doesn't havea very good reputation in our area.
- answered by jaimess0719

Answer #11
Please definitely review what they are giving youand make sure that you're not getting a loweramount of coverage at a lower price. I know thatAmerican Family generally doesn't write low limitpolicies, but Geico and Progressive do.. both ofthose companies don't like to discuss coverageswith you either so you might be jumping into thiswithout even realizing that they've set you upwith lower limits! Best thing to do is pull outyour Declarations Page (or call AmFam and ask themfor your coverages), then have both companies do arun-down of your coverages with them. Make sureyou're really getting a good deal.As for thediscount services.. Geico and Progressive are twoof the top six companies in the industry. On acase-by-case basis, lots of customers might havecomplaints but generally speaking? They do whatthey do well. I personally wouldn't go witheither but I'm an insurance snob. ;) Eithercompany should be more then able to give you whatyou need!Good luck!
- answered by Miss Meli