Question : i think our house insurance is expensive, want to change using comparison site England what is important to?
if i use a comparison site to change our house insurance what is a good way to do this, the main reason being to try to cut down on our monthly out goingsi am a bit confused but would like to be covered for theft, fire,flooding and also for vandalism and if the roof falls off in the wind so would this be fully comprehensive we are up the top of a hill but seeing the devistation that the floods cause i thik it wise to get covered for this what do you thinkwhat else is importantwe bought the house for £120,000 three years ago and at the time i was ill so just took the insurance lloyds tsb sold to save stress, but feel a bit wiser nowi have had insurance obviously since we bought the house 3 years ago but due to illness havent been able to be bothered to change just for the reason of wanting a cheaper one,but i feel ready to do this nowthanks for your helpi am ot too bright so please explain the best way to do this simplythanks for your helpxxx vicit is a middle terrace in a town but not a city
- asked by vici
All Answers: Answer #1Try Calling around UK insurers...They will help you get the quote you need, for the cover youneed.
- answered by Nikko-Shonin
Answer #2
If your area is not know to flooding or you dontlive near a river then why get flood insurance andthink hard about what your contents come tobecause it never really comes to what they insureyou for so you can go for min contentsinsurance.Its all ways you can save money,Goodluck
- answered by cbr60037
Answer #3
They will ask all the questions they need to know.There are really two standards of cover. Don'tpick and change. Either go for the standard ortrade up to the accidental damage. The easiest wayto save money (in the UK) is to put the buildingsand contents with the one insurer. They givediscounts. When you get a price go to yourexisting insurers and tell them that you find themexpensive. Let them see what you have and see ifthey match it. In many cases they will. They canalso give additional discounts for higher excessesetc. Try 'em ... you will be surprised. if theydon't agree you just move to the cheaper quote youhave. And ALWAYS go with a company that is amember of the Association of British Insurers asthey will have similar policy terms.xxFJ
- answered by Fonejacker
Answer #4
Try U Switch or Gocompare.Apparently you justclick on the boxes to indicate what level of coveryou require and it give you a quote.
- answered by firebobby
Answer #5
vic,Comparing insurers is the way to go to get thebest deal. Try going to
http://www.best-online-insurance.co.uk/home-insurance.htmlThey have a number of insurers listed sideby side so you can shoose the one that gives youthe best deal. There is also a page that explainsthings you can do to get cheaper house insurance. Compare insurance comapnies once a year to makesure you are continually getting the best price. A few hours on the net is worth quite a bit ofcash saved.Good luckNigel.
- answered by Nigel M
Answer #6
Personally speaking I would go to an insurancebroker and ask them to find a policy!They areinsurance professionals have to be trained ininsurance and havea range of policies and canselect the one most appropriate to your needs.Farbetter to tell someone what you want and let themprovide it rather than spend hours going throughwebsites not knowing what cover is available andprobably not understanding terms and conditionsthat are imposed.We who acts as his own insurancebroker has a fool for a client.
- answered by welcome news
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